Free credit report with a 30-day free trial from CreditExpert
*Monthly fee applies after free trial, new customers only. Free trial period
starts on registration — further ID verification may be required to access
full service which may take up to 5 days.
CreditExpert is the online credit monitoring and identity fraud protection service
from Experian, the
credit reference agency.
Lenders see your
credit report when they decide whether to give you a loan, mortgage or credit
card. You should check it regularly to ensure it is up to date and reflects your
credit track record accurately, so you can make better-informed decisions when you
apply for credit and are more likely to get the deals you want.
The UK's most trusted credit monitoring service source: TNS Research, Brand Health
Study, August/September 2011
(based on a representative sample of 2,000 UK adults)
How CreditExpert works
You should know as much about yourself as any financial institution does. CreditExpert
shows you what a lender sees. Every time you apply for credit or a loan, that request
is recorded. Multiple requests on your
credit history can look as if you are over-extending yourself or a fraud
is being committed. If you are looking for a good credit deal or mortgage, CreditExpert
allows you to check your report to ensure that it accurately reflects your position.
CreditExpert allows you to check your
credit report online and as often as you want, Read more
CreditExpert helps you to challenge anything with which you disagree; helping you
to manage your
credit rating. You also have the option to check your
Experian credit score. This information will give you further guidance
and an indication of how your
Experian credit check may influence a lending decision.
CreditExpert also saves you time and trouble if you become a victim of
ID fraud. A recent report from CIFAS has found that, on average, it takes
victims more than 15 months to discover their identity has been stolen and over
300 hours to clear their name. CreditExpert's weekly alerts mean that you quickly
learn about any changes to your Experian credit report. Experian's Victims of Fraud
team will help you to resolve any problems.