Need help improving your credit score?

A FREE 30-day trial of CreditExpert offers:

Intelligent price matching to credit products suited to your credit history
Expert advice on improving your chances of being approved for credit
Help finding credit products that suit your credit profile

What is my Experian
Credit Score?

Score

Lenders use credit scores when assessing your suitability for credit, and there are things you can do to influence this

Why do I need to manage it?

Manage Your Score

The higher your score, the easier you will find it to get credit and find the best deals and lowest interest rates

Identity fraud
protection

Monitor

The personal information in your credit report is monitored online to ensure it isn't being used fraudulently

Includes Identity Fraud Expenses Insurance

Insurance

Coverage for costs incurred, if your ID is stolen** and access to a dedicated support team

Learn about CreditExpert

Did you know?

Checking your Experian credit report does not affect your credit rating

Get your FREE credit report*

Free credit report with a 30-day free trial from CreditExpert

*Monthly fee applies after free trial, new customers only. Free trial period starts on registration — further ID verification may be required to access full service which may take up to 5 days.

CreditExpert is the online credit monitoring and identity fraud protection service from Experian, the credit reference agency.

Lenders see your credit report when they decide whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to date and reflects your credit track record accurately, so you can make better-informed decisions when you apply for credit and are more likely to get the deals you want.
The UK's most trusted credit monitoring service source: TNS Research, Brand Health Study, August/September 2011
(based on a representative sample of 2,000 UK adults)

How CreditExpert works

You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees. Every time you apply for credit or a loan, that request is recorded. Multiple requests on your credit history can look as if you are over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or mortgage, CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to check your credit report online and as often as you want, Read more

CreditExpert helps you to challenge anything with which you disagree; helping you to manage your credit rating. You also have the option to check your Experian credit score. This information will give you further guidance and an indication of how your Experian credit check may influence a lending decision.

CreditExpert also saves you time and trouble if you become a victim of ID fraud. A recent report from CIFAS has found that, on average, it takes victims more than 15 months to discover their identity has been stolen and over 300 hours to clear their name. CreditExpert's weekly alerts mean that you quickly learn about any changes to your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.

Copyright © 2011 Experian Ltd, Landmark House, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ, United Kingdom.
Registration No. England 653331. All Rights Reserved.
CreditExpert is provided by Experian Ltd.